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The BlueCollarDollar was designed as a personal finance center where you will find the complicated world of investing and financial planning explained. We take a common sense approach to the money you earn, your investments (mutual funds, bonds, mortgages), retirement planning (IRAs, 401(k)s, etc.), insurance, mortgages, and debt. We want you to have a financially stable retirement, that is both comfortable and healthy.

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Small Business
What is an Sole Proprietorship?
Also known as a "pass through" entity, this type of business requires little more than a business license to begin operations. The business is considered unincorporated with the owner and the business considered as one and because of that "inseparable-ness", liabilities belong to you.

It is the simplest, easiest and least expensive way to begin a small business and requires little paper work to start.