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from the blog
TIPS provide protection from inflation. Should you use them in your retirement plan?
A TIPS of the hat
The exchange traded fund or ETF is slowly moving to the forefront of our investment options. The question for you, the one you will ask yourself: is this an investment worthy of my attention?
The Glow of Exchange Traded Funds
Much of what you read about the state of retirement planning, the headlines that grab your attention are often focused on many moving parts that are summed up in one concept: living comfortably in retirement.
Retirement Planning: Define Living Comfortably
The nineteenth century was a time when philosophers were wondering what exactly was free will.
Investing: The Lost Luster of Mutual Funds
on the radio with Paul Petillo
To hear all of our archived broadcasts, go to our new site Financial Impact Factor Radio
on retirement
Eventually they will wear you down. How do you listen to the ETF chatter and understand the investment risks?
ETFs and Fixed income
As part of our continuing financial education on stocks and investing, I thought we'd discuss something that has stock pickers worried: correlation.
On correlation
Is the Dow Jones Industrial Average still relevant?
On Investing in the Dow
So I offer you a two part series on what we should do in the coming weeks as we anticipate that the previous weeks will give us more of the same.
Part One: Retirement
Part Two: Investments
on insurance
On buying insurance: We've just completed a three part series on buying insurance.
Buying the Right Policy
How to buy insurance
Do you need a disability policy?
on investing
Traditional index funds are market weighted. This simply means that these funds have holdings that are based on the amount of investor dollars each holds or the company's capitalization.
But there are other options to index weighting
Indexing versus the actively managed mutual fund - again.
Zack's Investment Tools: Stock Screener | Mutual Fund Screener
books by Paul Petillo
I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.
"Mutual Funds for the Utterly Confused" (McGraw-HIll, December 2008)
Mutual Funds for the Utterly Confused
Retirement Planning for the Utterly Confused
International Foundation of Employee Benefit Plans says "The book explores the importance of time and retirement philosophy in making a retirement plan."
Read the review
Investing for the Utterly Confused
Building Wealth in a Paycheck-to-Paycheck World
Your Ad Could be Here
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recent articles: personal finance
Learn more about investing by watching the latest Fisher Investment videos
If retirement is a road, then personal finance is akin to standing in a circle. Your success with any project as personal as your finances is not linear.
Personal Finance: Eyes All Around
We've lost our sense of timing. So perhaps an explanation of the economic term: time value of money as a sort of refresher is in order.
Twenty is good for investing. By thirty, your window of opportunity is closing. By forty, time begins to elude you. But by fifty, your mortgage plays a significant role in your retirement plan.
Is the right person in charge of your family's personal finances?
Yes, the chicken crossed the road. Do you know why?
Your Financial Highway to Retirement
Who is unemployed is just as important as why they are unemployed. At the time of this writing (late 2011) the employment picture is quite dismal in the United States. Generation Apathy
Sometimes, it's the little things that add up to the big things. or perhaps better put, what Henri Fredric Amiel suggests much more aptly: "What we call little things are merely the causes of greater things". So it goes with most of what we consider personal finance.
Recent Personal Finance articles from BlueCollarDollar.com
The hardest part about writing anything financial is determining who is the audience. If you see yourself as doing well and want to do better, perhaps because you have made some debt decisions that you regret, you are also probably someone willing to pay for professional advice, probably already contribute to a 401(k) or something similar and in all likelihood have considered or are already saving for your child's college. Who are you?
on investing risk
How well do you know your finances?
Part One
Part Two
Part Three
Mutual Funds
Investor Channel
There has been so much said about credit lately, I was wondering if there was more to learn about credit than simply suggesting we don't know what the heck we are doing. There is a widely publicized number about credit, and I suppose this might be the best place to start. How many of you have heard a number for the average the debt for credit cards as being around $8,000?
Why Investors Do What They Do
Loss Aversion | Narrow Framing
Anchoring | Mental Accounting | Diversification
Herding | Regret | The Media Hype
Investor Optimism
Understanding Risk
Active Trading Risks | Counter Party Risk
| Derivative Risks
| Foreign Investment Risk | Growth Investment Risks | Issuer and Leverage Risks | Management Risks | Market Risks | Regulatory Risks | More on Leverage Risk | Sector Risks
on college
Part One: Should you pay for College?
Part Two: Funding Your Retirement Should Take Priority: Here's Why
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on working
Are you thinking of going back to school to improve your job or your chances at getting one? Retirement Planning and the Worth of a College Education
on 2012
So you say you want a resolution, well you know: Here's how to make them work in 2012 and improve your personal finances.
Our 2012 Predictions! Happy Better Year!
A look at your retirement plan, your investment options and how much you need to save to survive in 2012!
on mortgages and homes
Your Home:
Mortgage/Buyer's Guide:
Real Estate/Mortgage Channel
on 401(k)s
Is your 401(k) success determined by your co-worker? Keeping up with Mr. Jones
How many times have you heard someone say: "the matching contribution is free"? It's not!
Your 401(k): The Illusion of Free Money
About your 401(k) plan Your retirement planning tool is showing signs of increased balances even as some of the experiments to get people to invest more - via auto-enrollment - is as Aon Hewitt suggests, somewhat sub-optimal.
Balances are up; Participation not so much
Mark Twain once said: "I deal with temptation by yielding to it." In a special five part series, we examine the overwhelming temptations facing investors in 2011. We discuss investing, investing in index funds, ETFs, bonds and more.
Is simply suggesting that your retirement plan is okay enough? Hardly.
More on the value neutral retirement plan here.
Is there no safe in safety? Someone asked me that question recently. What I think they meant was: is there no return in safety? Truth is there never has been much. These days, it is even less. The What-if Retirement
There has been so much said about credit lately, I was wondering if there was more to learn about credit than simply suggesting we don't know what the heck we are doing. There is a widely publicized number about credit, and I suppose this might be the best place to start. How many of you have heard a number for the average the debt for credit cards as being around $8,000?
Like puzzles? There is good news out there. But according to a survey done by Mercer, a company who promotes itself as a global leader for trusted HR and related financial advice, products and services, we have yet to internalize this information. We are still cautious, anxious and worried, more than we should be about the continued level of unemployment.
The Retirement Conundrum
Got Retirement Doubts?
Did you know that the IRS keeps Statistics on your income? Here's how to avoid an IRS audit
Recent graduate? Retiring early?
Health Insurance Challenges
Commentary: Universal Health Care can work. But it might need a Medical Army
Retirement Planning: Actuarially Speaking It is all in the numbers.
We all know what optimal portfolio performance is. Right? No?
Plan on
Working in Retirement
Special Features/Policies
Calculators
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Ad Policy
Work the Numbers on our new 20 in 1 mortgage calculator.
If you are a contractor, a reputable invoice factoring company could help you out if you experience cash flow issues.
Retirement Planning and Personal Finance: News You Can Use
Calculators:
Retirement Planning | 401(k) Planner
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