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Join Paul Petillo, Dave Kittredge and Dave Ng every week on Financial Impact Factor Radio as they to discuss everything from retirement to insurance, investing to estate planning, from getting started to preparing to stop.

books by Paul Petillo

I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.

on personal finance

In the world of personal finance, asking what's the worst that could happen is not the same as asking: "will I be able to afford this?" or "have I saved enough for retirement?"
More personal finance

on retirement

The Who, What, When, Where and Why of Retirement

If things are good, for some they won't be good enough. If it turns out that things are not so good, someone will ultimately benefit for this off-chance negativity.
More on retirement planning

on mortgages

American dream or not, the games you may have once played with financing your home are not available for the vast majority of homeowners.
More on mortgages and homes

on insurance

Insurance : Life, Health, Auto, Home

Is the insurance industry the next victim of the financial crisis?
Health Channel

on investing

The mutual fund investor has a great many more options available to them in the post-Great Recession marketplace. The question is: are they right for you as you make a retirement plan using 401(k)s or IRAs?
More on investing

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  • Annual Income
  • Monthly Debt (Car payments, credit cards, student loan payment etc.)
  • Cash in hand for down payment
  • Property tax rate (1% = \$1000/yr for 100K house)
  • Home Insurance rate (0.5% = \$500/yr for 100K house)
  • Interest Rate (%)
  • Length of Loan (years)

    bluecollardollar: from the blog


    Personal Finance: Home Ownership is no longer the Answer

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