|
|
on the radio with Paul Petillo
Join Paul Petillo, Dave Kittredge and Dave Ng every week on Financial Impact Factor Radio as they to discuss everything from retirement to insurance, investing to estate planning, from getting started to preparing to stop.
books by Paul Petillo
I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.
on personal finance
In the world of personal finance, asking what's the worst that could happen is not the same as asking: "will I be able to afford this?" or "have I saved enough for retirement?"
More personal finance
on retirement
The Who, What, When, Where and Why of Retirement
If things are good, for some they won't be good enough. If it turns out that things are not so good, someone will ultimately benefit for this off-chance negativity.
More on retirement planning
on mortgages
American dream or not, the games you may have once played with financing your home are not available for the vast majority of homeowners.
More on mortgages and homes
on insurance
Insurance : Life, Health, Auto, Home
Is the insurance industry the next victim of the financial crisis?
Health Channel
on investing
The mutual fund investor has a great many more options available to them in the post-Great Recession marketplace. The question is: are they right for you as you make a retirement plan using 401(k)s or IRAs?
More on investing
on twitter @PaulPetillo
special features
Zack's Investment Tools: Stock Screener or Mutual Fund Screener
Calculators
Privacy Policy
Ad Policy
Our recent financial discussions
|
|
on treasuries
T-Notes
Treasury Notes are securities with maturities ranging from two years to ten years. Notes, however are priced differently than T-bills. An investor might pay less than par value of the Note which means that the yield to maturity would be greater; you might pay a price equal to par value which means that the yield to maturity is equal or; you might pay a price greater than par value with a yield to maturity that is less than the interest rate.
The Original Issue Rate of a Treasury Note is determined at auction. At a recent auction, a perspective buyer would have been offered a Note with the following:
By way of example, A2-YEAR NOTE sold on 01-03-2006 would mature on 12-31-2007 that had an interest rate of 4.375% and a rate at maturity of 4.404% and cost the buyer $99.944505 per hundred dollar face value. Of course, that is not the case today. To find those rates, click here
Minimum Purchase:
$1,000
Investment Increment:
Multiples of $1,000
Issue Method:
Electronic
The Rates and Terms
- Treasury Notes are issued for terms of 2, 3, 5, and 10 years in multiples of $1,000.
The Rates and Terms
- Treasury bills are issued for terms of 4, 13, and 26 weeks. Another type of Treasury bill, the cash management bill, is issued in variable terms, usually of only a matter of days.
- 4-week, 13-week, and 26-week bills are auctioned on a regular schedule, usually weekly..
- Cash management bills aren't auctioned on a regular schedule
- Bills are sold at a discount.
If you have additional questions about these investments, you can find the answers here
bluecollardollar: from the blog
Teach Your Children Well: Financial Tips for Parents
bluecollardollar: resources
Personal Finance | Investing | Insurance | Mortgages | Calculators | Privacy Policy | Ad Policy | Our Publications | Radio | Commentary | Contact | Site Map
|
All content is copyright (1998-2011)
BonPaulProductions (all rights reserved)
The BlueCollarDollar (SM) copyright 1998-2011
The Blue Money Report(SM) - copyright (2002-2011) All Rights Reserved
