bluecollardollar

a trusted source of investing, retirement and financial information since 1998

on the radio with Paul Petillo

Join Paul Petillo on Financial Impact Factor Radio as he discusses everything from retirement to insurance, investing to estate planning, from getting started to preparing to stop. It is where talk about money comes Alive!

Just Past Shows
You can find all of the show we have done at Financial Impact Factor Radio

on family finances

Although holidays are often a time for spending more than we have, it doesn't have to be that way. Paul Petillo offers some simple solutions for spending less anytime

And while the family is gathered, perhaps a conversation with your older relatives about money is in order. How to talk to older relatives about their finances

books by Paul Petillo

I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.

on personal finance

Most of us make a seriously flawed assumption about retirement. This sort of assumption, according to the Center for Retirement Research at Boston College, puts 51% of American households at risk of not having enough to sustain their pre-retirement lifestyle in a post-retirement world.
Retirement Risk and Taxes

Target date funds are the darlings of the skittish post-2008 investor, the new-hire and the plan sponsor who believes they are doing the right thing by their employees. In fact, they may not answer it at all.

More personal finance

Our recent financial discussions

On this Financial Impact Factor Radio we welcome Phil Davis of Phil's Stock World to the show to explain what is essentially another language and something we have yet to discuss on the show: how to use options, puts and calls in our investment toolbox.

On the show we were joined by Bob Harris, a man who has exploited the concept of competition with his previous project Lending Tree, where he made famous the tagline; "When banks compete, you win". Now he has taken that thinking, that spirit of competition to a new, more micro level, suggesting that the competition between utilities for your business is something you should consider. As so WhiteFence.com was born.

on investing: recently

Eventually they will wear you down. How do you listen to the ETF chatter and understand the investment risks? ETFs and Fixed income

Is gold headed higher?

As part of our continuing financial education on stocks and investing, I thought we'd discuss something that has stock pickers worried: correlation. On correlation

Is the Dow Jones Industrial Average still relevant?
On Investing in the Dow

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Do dividends matter?

Can you still build a retirement plan that will actually allow you to retire?
Caveat Emptor or what is "ordinary purpose"?

Are women different from men when it comes to their retirement plans? We asked an expert for her take on the subject of women and investing, women and financial planning and of course, women and retirement.

Are target date funds one of the ways you can put your investor mind at ease? We asked an expert about target date funds or TDFs.

Did you know that there can be more to investing in real estate than simply buying a house? In fact, you should consider REITs or real estate investment trusts in your portfolio. Here's why!

on credit

on retirement

If we have to work longer, will dividends save our retirement plans?

Using metaphors for retirement such as "journey" or "financial highway" conjure up images of something languid and purposeful, even if the destination is less clear.
Your Financial Highway to Retirement

Is it your plan to retire early? How to keep the dream alive.
Three things to consider about retiring early.

More on retirement planning

on investing

Five ways to come make peace with your inner investor and risk.

Mutual Fund investors have advantages. Are those advantages clear?

We can't really help ourselves. And increasingly, when it comes to investing and retirement planning and simply making personal finance decisions, there is an incredibly large chance we will do so with our emotions.
Investing Heart in Hand

Traditional index funds are market weighted. This simply means that these funds have holdings that are based on the amount of investor dollars each holds or the company's capitalization.
But there are other options to index weighting
Indexing versus the actively managed mutual fund - again.

Today on the Financial Impact Factor Radio with Paul Petillo, Dave Kittredge and Dave Ng we are joined by Erin Arvedlund, personal finance columnist for the Philadelphia Inquirer. Her "Your Money" column debuted in 2011. And she comes with a great deal of street cred: financial journalist who has written for Barron's, The Wall Street Journal, Moscow Times, The New York Times, TheStreet.com and Portfolio.com. This interview hopes to give you some direction on where to begin, how to stay with your plan and with any luck plot a new and steadier course for yourself.

Personal Loans

Get a quick quote to see if our personal loans could be the answer.

Loans

Loans can be a great way of putting your plans into action and you can soon get things moving with a quick decision on your application.

Loan calculator

With a Halifax loan, you could borrow from £1,000 to £25,000 with our current best loan rate on offer between £7,000 to £15,000.

So whether you are looking for a small loan, big loan, or something in between, our online loan calculator can help you work out what you can afford to borrow

Almost all businesses require a reliable power supply as a critical part of their operations. Irrespective of sector, your energy consumption is likely to account for a large portion of your overhead.
How to Set Up and Manage a Business Electricity Strategy

Learn about SSL Certificates. Give Your Customers An Extra Boost Of Confidence

The jargon behind a PPI claim.

Retirement Planning is one thing for certain. It is definitely not working.
What is Retirement?
Your 401(k): As Good as You Make It The composite 20-city home price index, a key gauge of U.S. home prices, was up 1.3% in April from the previous month and fell just 1.9% from a year earlier. Although prices continue to fall on an annual basis, the rate has slowed indicating that home prices may be close to posting year-over-year gains. Ten of the 20 cities posted annual increases in April.
Read More

on insurance

on mortgages

How mortgage insurance could hold up the housing recovery

Your Home in Reverse

More on mortgages and homes

Today on the Financial Impact Factor (with Paul Petillo, Dave Kittredge and Dave Ng) we welcome Kathleen Burns Kingsbury, a wealth psychology expert and behavioral change specialist. She teaches financial services professionals how to connect, communicate, and collaborate more effectively with their clients to increase client retention and improve profitability. She is also the author of "Creating Wealth from the Inside Out" and the forthcoming book "Women and Wealth".